"Good, good. I'll take the money and get yor account started. Any questions?"
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"Good, good. I'll take the money and get yor account started. Any questions?"
"Yes, quite a few I must say...
What is the interest on loans and what amount of money could be taken as loan?
How do I access my account?
Do I get a checkbook somewhere here?"
"Interest runs between two and ten percent, depending on the purpose of the loan and your own credibility. Riskier loans or people have needfully higher interest. The amount is based on the purpose as well as the collateral provided.
If, for example, you wished to take a loan to better equip yourself for raiding a dragon's hoard, the amount would be low and the interest high. The risk is far too great to invest too much into it. On the other hand, if you're trying to expand your store to reach more customers, we can provide larger sums at much more reasonable rates, especially since we can hold your building and inventory as collateral should the need arise.
To access your account, you just need to show your identification at any bank in the city, provide your account number, and be verified. You can then make deposits and withdrawals anywhere.
Check... book? I'm not sure what that would be. Checks are created on an as needed basis. We produce them and magically protect them so that they cannot be altered or forged. We can, however, produce them with fixed amounts and blank payee fields if you like. Do note, however, that any time you have a check issued, the gold amount of the check is removed from your account and placed into what is essentially an escrow account until such time as the check is cashed by the payee or returned and canceled by you."
"Hmm, I see.
I do need a check prepared, can I get one here, or should I ask somewhere else?"
"I can handle it for you. In the future, you may ask any bank associate with whom you are dealing to prepare one for you."
He writes the check out to your specifications and applies the magical notarization which validates it and prevents it from being altered.SpoilerIn the future, you can just say you acquire a check without having to role play it out, assuming you are where you can safely visit a bank and have time to do so.
"Thank you for your help."
Lanakhad leaves the building and first tries to find out for a while what would include this whole application to the guild.
Spoiler
Gather information [roll0]
time [roll1]
(if the first one took less than 4 hours)
Gather information [roll2]
time [roll3]
You manage to find one of the guildmembers as he is approaching the sanctum. After inquiring of him, he says, "Wow, you're really stressing out about this, huh? Seriously, just calm down a bit. They just want to know your skills, ask you a few questions, make sure you'll contribute to the order. It's not that big a deal. If you aren't running from the law and have a modicum of magical talent, you're in."
"Oh. Thanks. I was worried for a while."
He bows as he says his thanks and goes back to the tower of the guild.
"Hello again, I would like to apply for a position in the guild."
She smiles.
"I'm glad you came back.
I'll need your payment, and you'll need to fill out this application."
The receptionist pulls a stack of 3 or 4 pages from a drawer in her desk and hands them to you after you give her the check.
Lanakhad gives her the check and starts filling the documents.
Unless there are points like 'I sell my soul to the guild' etc. he fills them all and goes back to the receptionist.
"All ready, what now?"
One short time skip later, you find yourself before a trio of senior members of the Guild.
"Please explain your abilities to us."
He speaks in clear voice
"I am a telepath and thus focus on powers that affect the mind. I am quite accomplished in this field, but learned also to wield the basic powers of telekinesis, energy manipulation and energy disruption, dispel I mean. I also learned how to craft psionic items, of the universal kind and am quite accomplished alchemist."
"It seems that you have a nice range of interests and abilities. Tell me, what do you see yourself contributing to the Guild? How will you enhance the Guild as a group by your joining?"
This time he takes some time before answering.
"I suppose that by my work as a crafter I would be able to bring financial benefits to the guild. That would, at least be the major part of my contribution.
I was also taught how to handle some diplomatic duties, so I could help with interactions with others in the City, at least after I get to know it better."
"And where do you see yourself in two years?"
"Two years is a bit of time, but I am not going to rush too much. I would say that I would contribute to the guild so I would be a valued member. Hopefully I would earn a higher rank in the guild through my work, possibly connected to finding and dealing with suppliers.
Other than that, I am planning to open an alchemy shop, possibly expanding the business in the future... and I was thinking about getting an apprentice. The last one would need to wait for now, though."
They ask a few more generic questions and let you know they'll have a decision for you in the morning. The cordially shake your hand as you get up to leave.
Lanakhad bows politely as he leaves. He goes back through the dark alley looking slightly flabbergasted... he expected something else of this whole mysterious application process...
Now, hopefully I didn't just throw away a thousand gold...
Having such happy thoughts he finds a guard (again) and asks:
"Excuse me, sir. Could you tell me where, in vicinity could I find a reasonable inn... hopefully with good meals?"
"Well, you've got the Sad Flint over in the Plaza, there's The Serpent and Fox in Belelen that I hear is pretty good, or you could try The Bare Boar just north of here near Rivergate."
"Thank you."
Taking into account that he at least knows where is Plaza (and Sad Flint Inn) he decides to go just there.
When inside he orders a meal, asks about prices and looks around if anyone was looking for a hired help (he wouldn't probably use this information just yet, but it is better to know anyway).
The interior of the Sad Flint is quite crowded. People are coming and going all over the rather large barroom. Patrons of any possible description abound, most content to drink the beers in their hands. No one bothers to turn their head when yet another patron walks in. The atmosphere of the place is slightly dingy, but comfortable.
A lone half-giant is serving as the bartender at the long bar across from the entrance. Round tables with an average of four chairs each litter the common area, although several have borrowed chairs from others nearby. More than half of them seem occupied by patrons of some description and number. A pair of armored bouncers guard a double door along the west wall.
Barmaids of many different races weave in and out of the traffic, delivering food and drinks, as well as picking up empty crockery and more than a few pick-up lines.
Lanakhad sits at one of the unoccupied tables and tries to attract attention of one of barmaids. If he manages to do so, he says.
"I would like to eat something, could you tell me what is in the offer?"
"This evening, we have stewed mutton and turnips, dried crab with lettuce, and poached shark with spicy mustard and currants."
"Hmm, I would have shark then. And some ale to that. How much would that be?"
"Four gold, sir, unless you want a finer ale."
"N... wait, yes, please."
He prepares the money, eats and asks.
"Who should I talk to, if I wanted to get a room for the night? And how much would one cost?"
SpoilerSense motive, to see if the price shouldn't be in silver...
[roll0]
"Was that the grog or the fine ale you wanted, sir? The shark and grog is four gold. The finer ale adds another one, making it five. Our best ale would bring the price up to eight. It's your choice."
SpoilerYou believe she is quoting you accurate prices.
"I would take the fine ale." He says preparing 5 gold.
"And the rooms?"
"Oh, you'll have to talk to the barkeep about that. He handles them. I think a basic room is five a night though."
"Thanks."
He pays for the food, finishes his meal and walks to the barkeep.
"Hello, I would like to rent a room for a night, how much would it be?"
Spoiler
Quite expensive city... or a poor Sense Motive roll...
For the future reference, is it possible to skip roleplaying getting food/ rooms?
I fell like I am too interested in what will happen with the Guild to focus adequately on conversation with barmaids...