I have been thinking about luck.
Someone mentioned how they would have done luck differently as a D&D feat. My response was that I would handle luck in a variety of ways (more than one feat, more than just feats).
Someone once said luck is when opportunity meets action.
Random event of luck:
[01] occurs: it exists in a time and a space that can be acted upon; and is
[02] noticed: it is identified as a useful opportunity; and is
[03] categorized: it is known what general skillset would be needed; and is
[04] understood: it is within an available skillset to act upon; and is
[05] evaluated: it is scrutinized by the appropriate skillset; and is
[06] appraised: the risk/reward is given a guess on its outcome; and is
[07] feasible: the resources needed to act upon the event are available; and is
[08] acceptable: the risk/reward is seen as agreeable; and is
[09] successful: the event produces a positive outcome; and is
[10] successful to a high magnitude: the event has high positive outcome; and is
[11] ongoing: the event has repeatable or continuous ramifications (at least a flat bonus); and is
[12] compounding: the event results in compounding benefits (at least a percentage bonus)
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An example from my life:
[01] The housing bubble was a thing
[02] I saw that the housing bubble was a thing (I would go full get-off-my-lawn-old-man-cranky and yell at the commercials)
[03] I knew that I could have called bankers to help me figure it all out
[04] I knew that some bankers would have known how to profit from it
. . . here is when my luck dried up . . .
[05] Theoretically I could have found a banker to help me identify how to profit
[06] Theoretically I could have found a banker to help me figure out the risk/reward scenarios
[07] Hopefully I could have found one that would be able to structure the investment
[08] Hopefully we would be okay with the risk/reward scenarios
[09] I would have been successful
[10] I would have made a truckload of money
[11] I may have leaned more about how to do something similar in the future
[12] It would have compounded
Perhaps I could have been retired on my own privet island right now . . . one can dream.