"Now you mention it, aunt Anne was kinda simpleminded. Though I don't think the name is a pun on her to be honest." Sedrach shrugs rather noncommitically and takes a seat. "Yes, that is correct. How exactly does this work for newcomers to the city? Do you need something as collateral? Please be so kind to explain it in detail, my dear mother would die of anger if she learned I got into money business without knowing the rules."