[Scalebound's Apartment]

"Wha?! I certainly ain't wearin' one of those horse-dresses the humans put on their steeds." he insists. People are usually less likely to lecture quadrupeds on nudity, and plenty of centaurs get a free pass.
"But. I. um. I s'pose it sounds nice but a little ah,..." he gazes out the window and at the huge concrete buildings.
"Intimidating?"