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Thread: Bad Credit?
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2013-04-17, 11:47 PM (ISO 8601)
- Join Date
- Sep 2007
- Location
- Florida, USA
- Gender
Bad Credit?
Strip 330 suggests that our heroes are going to run into major financial difficulties in the future. Discuss.
Wolfen Houndog - The World in Revolt (4e)
The Mythic Warrior, a 3.5 base class that severs limbs and sunders armor
The Nameless One, converted to 3.5 and 5e
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2013-04-17, 11:51 PM (ISO 8601)
- Join Date
- Jun 2009
- Location
- The land of corn
- Gender
Re: Bad Credit?
Well, Roy was about to die and stay dead for a pretty lengthy amount of time. Dying probably tanks your credit.
As for Elan, well...
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2013-04-18, 12:22 AM (ISO 8601)
- Join Date
- Sep 2007
- Location
- Florida, USA
- Gender
Re: Bad Credit?
Roy got better.
And they're adventurers. They can always make more money. Indeed, that's pretty much what they do.Wolfen Houndog - The World in Revolt (4e)
The Mythic Warrior, a 3.5 base class that severs limbs and sunders armor
The Nameless One, converted to 3.5 and 5e
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2013-04-18, 04:06 AM (ISO 8601)
- Join Date
- Sep 2008
Re: Bad Credit?
I would be extremely surprised if that was anything other than a throwaway joke. I don't see what there is to discuss.
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Their: a possessive pronoun like “her” or “our”
There: refers to a place ("the Kobold is over THERE"), or to indicate the existence of something, or to mention something for the first time. ("THERE is a Halfling sneaking up on him")
They're: a contraction of “they are.”
Also: Your/You're, Its/It's, Then/Than.
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2013-04-18, 04:10 AM (ISO 8601)
- Join Date
- Feb 2013
- Location
- Around
- Gender
Re: Bad Credit?
Well, V did take out the most expensive loan ever, and still has to pay it back...
Things to avoid:
"Let us tell the story of a certain man. The tale of a man who, more than anyone else, believed in his ideals, and by them was driven into despair."
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2013-04-18, 12:02 PM (ISO 8601)
- Join Date
- Oct 2010
- Location
- Dallas, TX
- Gender
Re: Bad Credit?
Note that this was the Oracle's reason for the general policy. He didn't set up the sign just for one party. Having said that...
Haley lost a lot in the settlement with the Thieves' Guild.
Elan was the victim of identity theft in Cliffport.
Durkon's assets have been drained, and Belkar's nearly so.
Roy had a lot of collateral damage fighting Thog.
And V has squandered a lot of his/her principle, and his soul asset is mortgaged.
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2013-04-18, 02:49 PM (ISO 8601)
- Join Date
- Sep 2007
- Location
- Florida, USA
- Gender
Re: Bad Credit?
First of all, those puns are bad and you should feel bad.
But more importantly, check the exchange in the second to last panel.
"But you can see the future. Wouldn't you know in advance whether or not our checks were any good?"
"Yes, which is exactly why I'm not accepting them. I've seen your futures, I'll take guaranteed payment up front, thanks."
This is directly personal. Regardless of whether or not it's a general policy, the Oracle implied just there that the order (or at the very least Roy and Elan, since they were in-panel) will have bad credit in the future.Wolfen Houndog - The World in Revolt (4e)
The Mythic Warrior, a 3.5 base class that severs limbs and sunders armor
The Nameless One, converted to 3.5 and 5e
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2013-04-18, 02:52 PM (ISO 8601)
- Join Date
- Mar 2006
- Location
- Arad, Israel
- Gender
Re: Bad Credit?
Let's see:
Roy was killed fighting Xykon.
Durkon rose from the dead as a Vampire.
V took out a sub-prime mortgage with his/her soul as collateral.
Haley is a wanted criminal, is hunted by the Greysky Thieves' Guild, and had to spend quite a bit of cash arming an insurgency that was recently crushed by Redcloak.
Belkar is going to die soon.
On the other hand, Elan has a very rich relative who would be willing to lend him money, provided Elan doesn't complain about how exactly the money was collected by the Imperial Revenue Service. The Oracle should have let Elan take 10 on his credit check.
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2013-04-18, 02:58 PM (ISO 8601)
- Join Date
- Mar 2006
- Location
- Arad, Israel
- Gender
Re: Bad Credit?
Roy was about to be killed by Xykon, with his only remaining heir being a minor.
Elan was about to be thrown in jail for a crime he didn't commit. Elan was going to subsequently escape into the Cliffport underground with Thog, where they were going to meet up with reknowned pirate Julio Scoundrel. Alas the meeting would not lead to a long term situation where they fought crime as mercenaries... (If you can find them, maybe you can hire the "Bard Team"!) Without the steady influx of cash from being heroes of fortune, (or a steady influx of Mr. T jokes) there was no way the Oracle was accepting a check from Elan with Tarquin co-signing.
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2013-04-18, 03:38 PM (ISO 8601)
- Join Date
- Mar 2013
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2013-04-18, 04:35 PM (ISO 8601)
- Join Date
- Sep 2008
- Location
- Tokyo
- Gender
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2013-04-18, 04:41 PM (ISO 8601)
- Join Date
- Jan 2013
Re: Bad Credit?
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2013-04-18, 04:45 PM (ISO 8601)
- Join Date
- Feb 2013
- Location
- Around
- Gender
Re: Bad Credit?
I'm not getting the principle/principal thing. Anyone mind explaining?
Things to avoid:
"Let us tell the story of a certain man. The tale of a man who, more than anyone else, believed in his ideals, and by them was driven into despair."
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2013-04-18, 04:48 PM (ISO 8601)
- Join Date
- May 2012
- Location
- California
- Gender
Re: Bad Credit?
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2013-04-18, 05:09 PM (ISO 8601)
- Join Date
- Jun 2007
Re: Bad Credit?
Let us not forgot about Belkar's unfortunate credit history. They had to repossess his hit points - with interest.
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2013-04-19, 10:49 AM (ISO 8601)
- Join Date
- Feb 2013
Re: Bad Credit?
Don't forget the poison having to be reinstated.
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2013-04-19, 11:51 AM (ISO 8601)
- Join Date
- Mar 2006
- Location
- Arad, Israel
- Gender
Re: Bad Credit?
That happened in one of the Dragon Magazine strips. It doesn't count in this continuity, even if the Oracle might want to use it to determine Belkar's credit score.
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2013-04-19, 12:01 PM (ISO 8601)
- Join Date
- Nov 2004
Re: Bad Credit?
Orth Plays: Currently Baldur's Gate II
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2013-04-19, 01:58 PM (ISO 8601)
- Join Date
- Mar 2006
- Location
- Arad, Israel
- Gender
Re: Bad Credit?
Yeah, but Snips, Snails and Dragon Tales makes it pretty clear that the Dragon Magazine strips and the online strips have nothing to do with one and other. Haley was breaking the Fourth Wall in order to solve a problem. Belkar did confirm that he has ranks in Profession (gourmet chef), like his Dragon Magazine counterpart, he may not have as many ranks, since Dragon Magazine Belkar was able to get a synergy bonus to an Intimidate Check, which indicates at least 5 ranks.
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2013-04-19, 02:09 PM (ISO 8601)
- Join Date
- Feb 2008
- Location
- Italy
- Gender
Re: Bad Credit?
while it's rue that, as adventurers they tend to be full of money, it is also true that giving loans to them is extremely dangerous, since a) they may just suffer a tpk at any time, and b) if they decided they won't give backk anything, the bank will have a hard time forcing them to. It would probably involve hiring someone who will be higher level than the oots, and would probably cost more than the bank would recover from them.
So, for the workings of the oots world, if I were a bank I would never, EVER loan money to any adventurers as per point a, and especially not to high level adventurers as per points a and b
EDIT: and of course it was a throwaway joke, but it still can be fun to look into it in detail.Last edited by King of Nowhere; 2013-04-19 at 02:10 PM.
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Ridiculous monsters you won't take seriously even as they disembowel you
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2013-04-19, 06:18 PM (ISO 8601)
- Join Date
- Jun 2007
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2013-04-19, 09:37 PM (ISO 8601)
- Join Date
- Oct 2010
- Location
- Dallas, TX
- Gender
Re: Bad Credit?
There is no evidence that they were originally one, and at some point diverged, and even if that were shown to be true, there is no evidence that they would have diverged after the resurrections, and even if that were the case as well, there is no evidence of that kind of repossession of hit points in the main thread.
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2013-04-20, 05:21 PM (ISO 8601)
- Join Date
- Feb 2012