AVB - The Fallen One

[Rizban]

Spoiler

The whistle is worn on a lanyard around the neck, easily within sight and fairly easy to hit, assuming that's your target.

You find three as they make their rounds, all human, in their early 20s, and identically armed.

[TheFallenOne]

Spoiler

Is that three at once? Continue walking if so. I shouldn't go all Leeroy Jenkins before I even break into the Fortress.

[Rizban]

Spoiler

Not at once, just three that you've come across so far, but they are in the same general area, easily within earshot of a whistle blow and maybe within earshot of a shout.

[TheFallenOne]

Hrm... I can do this in a more clever way... Sedrach decided to abandon his attempt for this night as well and return to his room for rest. The next day, he left his room through the door without disguise and went looking for a moneylender and a dealer in wands.

Spoiler

Knowledge Local (1d20+5)[6]
GI (1d20+13)[28]
I try to lend some money and get a half-charged divine wand of Silence.

[Rizban]

Spoiler

What part of the city are you searching for your wand?

[TheFallenOne]

Spoiler

Moneylender first. Once I got the cash I think I'll look in Temple as it is a divine wand I need.

[Rizban]

You discover that almost any bank in the area is able to give a loan. There are two banks in Old Town and one just off of the Plaza to the northeast.

You also hear something about the Exchange Court that has to do with money. It's near Rivergate, but the exact nature of Exchange Court isn't really explained to you.

[TheFallenOne]

Sedrach decides to use the bank near the Plaza; it's likely the one most frequented by new arrivals, so hopefully won't require papers of citizenry or the like.

[Rizban]

You follow the northeast road and immediately come upon Plaza Bank and Trust.

[TheFallenOne]

Sedrach enters. "Um, hello. Is this the right place to look for a loan?"

[Rizban]

Walking into the lobby and asking the question draws the attention of the armed guard by the door.

"Hey, kid, don't come in here shouting. Someone'll think you're trying to rob the place, and you'll get hurt."

He points to a desk not far from the entrance.

"Go sign in and wait your turn."

[TheFallenOne]

He goes to the desk to sign in and wait until it is his turn.

[Rizban]

The receptionist at the desk says, "Name? Reason for visit?"

[TheFallenOne]

"Sedrach Basilian. Looking to lend a bit of money."

[Rizban]

"Ah, you're looking for a loan. Very well then. Sign here."

She slides a ledger toward you with a list of names and times. It appears you are to write in your name and the time you signed in. A large, mechanical clock on the far wall of the lobby indicates the time.

[TheFallenOne]

He signs name and time. "Nice clock. Some Gondar gnomes? They can do wonders with clockwork."

[Rizban]

She looks at you funny.

"No, it was built locally. Not sure where Gondar is..."

She points to some wooden benches along the wall.

"You may have a seat until you are called."

[TheFallenOne]

"Um... Not a place. Worshippers of Gond. Thought they are called Gondites until I've been corrected. Never quite had someone half my size talk to me like that."

He takes a seat and waits.

[Rizban]

She just shrugs. "Never heard of Gond either."

The wooden bench is surprisingly comfortable.

[TheFallenOne]

Sedrach waits.

[Rizban]

Precisely 17 minutes and 38 seconds later...

"Bay-silly-anne? Bay-silly-anne?"

[TheFallenOne]

Sedrach raises his hand, stands up and approaches. "Here."

[Rizban]

The man calling you is a middle-aged half-elf with graying hair and a thin frame. A large gold earring hangs from his left ear, and the buttons on his vest are gold as well.

"Ah, Mr. Bay-silly-anne, there you are. If you'll just follow me to the desk and have a seat.

So, you are here to take out a loan. Is this correct?"

[TheFallenOne]

"Now you mention it, aunt Anne was kinda simpleminded. Though I don't think the name is a pun on her to be honest." Sedrach shrugs rather noncommitically and takes a seat. "Yes, that is correct. How exactly does this work for newcomers to the city? Do you need something as collateral? Please be so kind to explain it in detail, my dear mother would die of anger if she learned I got into money business without knowing the rules."

[Rizban]

He looks at you unaffected by your joke.

"Collateral is, of course, mandatory. As a newcomer to the city, you must show proof of residence, which includes copies of for residency license and current address. Should your address change, you must update it with us. If you have a regular job, we can use your wages as collateral, otherwise, we'll need some valuable item of your with an equal or greater value to hold in our vaults until the total is repaid.

That said, our interest rates begin relatively low, but, being a first time borrower and having no credit history within Aldhaven, the interest will be a bit higher. Depending on what the adjuster says, you'll be getting around eleven percent annually, compound."

[TheFallenOne]

"Oh, collateral of equal value is no problem. I reside in the Dancing Wizard though, I wanted to see how business is before deciding on something permanent and going through all that paperwork."

[Rizban]

"Well then, once you have the appropriate paperwork, I'll be glad to submit your application to the loan officer. Until then, I don't see that there is anything more I can do for you."

He stands up.

[TheFallenOne]

"Looks like it. See ya." Sedrach leaves; he was getting sidetracked by problems, and decided he would have to do the thing this night, Silence spell or not. He spends the day once again trying to learn a bit more about the spy story, and come nightfall, he stalks South Market, intent on ambushing a watchman.

Spoiler

Really want to get this thing started. If I die, I die, can't be helped

couple GIs, each in a different district. Stop when it's dark.
Oldtown (1d20+13)[30] (1d4+1)[3]
Temple (1d20+13)[22] (1d4+1)[3]
Guildsman (1d20+13)[29] (1d4+1)[4]
Midtown (1d20+13)[17] (1d4+1)[2]
Anything I can learn about the spies from the Empire rumor.

I think you said minor purchases can be done off-screen... I'd like to get a martial script each of Burning Blade and Distracting Ember.

[Rizban]

You spend several hours in Old Town, Temple, and Guildsman. You fail to learn anything significant, though it appears that they might have been apprehended in Temple.

You make your purchases.

[TheFallenOne]

Once in South Market, Sedrach reads one of his Burning Blade scripts to be able to end a fight in a quicker manner if he fails to contain the ambush to a one on one. He then stalks the streets, trying to find a halfway isolated watchman and strike.

Spoiler

spend 30 minutes scouting to get an idea of their numbers and locations, then strike at the one most removed from the rest