Monsters without hands
I've always wanted to run a monster campaign, but to make the character creation really interesting, I've often thought that among the available races should be things without hands. Chuul, pegasuses, Achaierai, ropers, whatever.
The problem is how you give something like this PC levls. Can you cast spells with somatic components by waving some other body part? What do you do about giving them starting items.
If these are limitations, how much of a ECL decrease should this be?
Has anyone done anything like this? Or even if not, what suggestions do you have?