Originally Posted by
Morph Bark
Either you invest a lot in AC, or you invest next to nothing into it. At higher levels, there seems to be no middle ground and armor is only for the enhancements. If monsters buff up or you play against NPCs with PC class levels, then you need a much higher AC for it to be effective.
IIRC, there was a formula that monsters generally should have an AB of CR+13, so that an AC of CR+23 or higher is okay and having an AC of CR+33 is unnecessary, unless you absolutely want to dodge True Strike attacks.