Lanakhad stops for a while with a frown on his face as he hears about the interest... although he thinks that he would have better ways to use money than just letting it stay in someone else's hands...

He takes out his proof of apprenticeship and asks "Would this be enough?"


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Under modern banking models, yes they would. You can think of banks in Aldhaven working more along the lines of a loan shark that also offers safety deposit boxes and free online transactions. Banks here usually also offer a number of other services that the receptionist hasn't mentioned to you that real-world banks do not.
Not really, most profits of both loan sharks and banks are loans/credits. But to lend money, you need to get it from somewhere. Loan sharks are small in their area of work, so they could use their own money, or quite often get it from illegal sources. Banks are too huge to use their own money, so they need to get it from somewhere- deposits. If they didn't pay for deposits, nobody would give it to them.

It would be pretty cool though if we could sit down on a chat program (MSN/Yahoo/AIM/Skype/etc.) to work out more specifics on how banks work in AVB that would make more sense from a finance perspective...
I don't want to cause trouble to you.
But if you want - Pirate Pad