Quote Originally Posted by Recaiden View Post
You don't need to know you have a charm. I would imagine most people don't know what charms they have. More likely you know what Obvious charms you have, and the more Occult you have the better you understand your charms and how they relate to each other. But for permanent charms-I bet there's a lot of people who don't think "I know the Ox-Body Technique" but just think, "As an Exalted, I'm really tough."

Sidereals probably do because of their closed charm set and bureacracy. Alchemicals probably know their charm loadouts because there are files in the Vats complexes. But even they might at any given time only know '8 of my charm slots are occupied' if they lost memory or weren't paying attention.
Charms are explicitly techniques you learn/teach yourself. Charms are a thing that exists in-universe.