There's no such thing as "remotely realistic with the science" when you're talking about the inside of a black hole. Not only can you (obviously) not observe what's in there in any shape or form, but most attempts to calculate or derive what's in there end up about as sensical as what the movie went with.
I was waiting the part where he starts stretching and disappointed when it didn't happen, though. That's one of the few things you can safely say would happen in some shape or form.
Don't forget the part where depleting the Earth's nitrogen somehow makes the oxygen go away too. The astrophysics in this movie? By far the most accurate we'll likely get for a very long time. The chemistry and biology? Not so much.
The accretion disk could be all that's left of the companion star, though I couldn't tell you how it would get into an approximately-stable orbit like the one shown.