A 87 Clarification, additional
You can also attack with the lance before your mount completes its charge and still get the double damage.
You don't get the +2 bonus this way (because the attack isn't at the end of the charge), but it's interesting to note that it applies even against an enemy other than the one your mount is charging, so you'd still get double damage if you attacked someone to the side while your mount charged toward someone straight ahead.A lance deals double damage when used from the back of a charging mount.