I agree completely! I would argue that D&D blurs the line between casters and martials at anything over medium levels. Which is perhaps why E6 was so popular.
I agree or at least the amount of effort to create a character of demonstrably lower power level should not far outstrip the effort to create a character of demonstrably higher power level.
Agree here. Although I think that it's possible to get ratios rather than they're binary options.
So you could have "gritty fighter with almost realistic abilities" and "near balance between magic users and fighters" and "Magic users with almost world shaping abilities.