Quote Originally Posted by diplomancer View Post
Cut-off point is relative. It's whatever does not make the druid have the best AC without disadvantage. If you are running a high-powered campaign where characters start at level 1 with full plate and 20 Dex, it's ok to have druids wear metal armor (or buy alternative material armor) from level 1.
So, at level 2. Normal point buy, no special rules, just a simple, clean game.

Is 16 AC still too high? Is 15?