Quote Originally Posted by Rater202 View Post
In at least once setting(forgotten realms, I posted previously) you don't naturally go to the panes when you die, th eGods physically bring you there.
Who says there would even be an afterlife without the outer planes to "catch" the souls. The alternative could easily be total annihilation (or a maddening final trip to the far realms).

Quote Originally Posted by Rater202 View Post
No amount of eternal bliss is worth total erasure of your memory and identity.

The fate worse than death is supposed to be a reason why ti's okay to die, not the thing that happens after yo die.
Isn't death without afterlife exactly that, total erasure of memory and identity? If in a D&D afterlife it happens gradually and blissfully, I don't see how it can be any worse.