Zadreck Ysaron
The paladin is slightly taken aback when he suddenly sees an arrow sticking out of his armor. He had never really felt the impact, probably due to the unusual angle in which the arrow had penetrated his breastplate, barely scratching the skin underneath.
Seeing his initial opponent go up in flames, Zadreck continues his run, this time heading for the other bandit...
Spoiler
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Charge the second bandit.
(charging: +2 to hit, -2 to AC)
[bonus not taken into account yet, though it probably won't matter]
Attack roll - (1d20+2)[6]
Potential damage roll - (2d6+3)[7]
AC: 14 (before and after my action)
HP: 11
(If the bandit surrenders, whether naturally, or because of Nevar's intimidation check, disregard the above action)