I honor of Heists magic item, I have a new spell
Suppress armor
Level Bard 2, Cleric 3, Druid 2, Paladin 3, Blackguard 3, Ranger 2
Conjuration
Target you
Range you
Spell resistance No
Save will, harmless
Casting time 1 standard action per minute required to don armor
Duration 1 hour per level
As the spell is completed, your armor changes into a translucent aura over your skin that only you can see
When you cast this spell, you may suppress your armor as a free action. You may call it back as a free action, or, whenever a attack is rolled agaisnt you, you may opt to have the armor appear just in time to save your skin, and your AC is treated as if you had your armor on for the attack.
As you can see, Bard, Druids, and Rangers can use this spell earlier then a Clerics, Paladins, or Blackguards could. this is because Bards, Druids and Rangers have to wear lighter armor then Clerics Paladins and Blackguards.