I don't remember a single character of mine without an Agility of 10.
Naturally, I took Gifted to make it work and dropped Luck to 2, but it was worth it.
10 Action Points from the start per turn and the best dodge in the game, oh yeah!
I also never did Called Shots, so I always took Fast Shot to make more shots per turn.
I had a Charisma of 8, too, so I rarely got into combat.
Oh, and I gave up the car to have infinite experience in Fallout 2. And in Fallout 1, since you could finish the entire game without getting into combat, I never bothered.
I also remember I always took Barter, Small Guns and that speech skill as Tagged skills.
Damn, I suck at Fallout.