I'm kind of like Fred, in that I don't take many risks. It may be partly because of fear of failure, but I think it's more because of a lack of effort on my part. I'm the kind of guy who gets straight As in school without putting in much work or effort, and I guess that kind of mindset just carried over into the rest of my life. Only with less spectacular results. I basically just coast through life without doing anything meaningful.
Or maybe I'm just an angsty teenager. Woo!
By the way, Matzah brei + syrup = good.
So Passover is good for something.