Once my group gets back to this sometime and I am allowed to be a player, I plan on going Factotum//Warblade.

In that case I'd also advise the others to use stuff like Duskblade//Wizard/Abjurant Champion, Beguiler//Crusader, something with Archivist OR Artificer (both would be overkill on power, versatility and bookkeeping), Dread Necromancer//Warmage (with cold focus and feats like Lord of Uttercold), Totemist//Druid (possibly with two levels of Swordsage, possibly with Vow of Poverty).