So three feats, two of which aren't warblade bonus feats, and it only really kicks in at level ten. Oh, and one of those feats isn't always allowed and will have significant RP implications if it is. Additional costs are: Armour cannot have ACP, you need to get +10 from magical items. Overall that is quite an investment compared to a single level dip in another martial class.
Difficult terrain. Chances are pretty low, but still...
Right you are.
It not just on this thread. To me, you immediatly become needlessly antagonistic as soon as topic, or even the portential for the topic, of refluffing arises. Thats my observation at least.