I believe FarmerBink is houseruling that Finesse can apply to scimitars without the feat (since feat taxes are lame).
Also, rolling for $$$: max((4d6)[12] x 10, 140) = 140
@JWallyR, I would suggest having a higher CON score since you're going to be a frontliner - 12 is ok, 14 would be better. AoEs like Fireball, etc don't care how high your AC is, so HP is still important!